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Freelancing as a Retiree Can Bring You Cash and Considerable Satisfaction

by Contributing Author

Whether you’ve chosen to retire early at 62 or years later, you might feel that the retirement life of doing absolutely nothing does not suit your personality or your energy level. Many people who retire at 62 feel better than at 42 because they exercise more, eat better, and care better for their minds and bodies.

 Retirees from Florida to California are taking advantage of this financial program. If you wish to compare the rates of the best mortgage lenders in Florida. You can try a calculator, which offers side-by-side lender comparison, real-time interest rates, along with expert recommendations. It’s a 100 percent free online service.  

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This means that while enjoyable retirement is simply too boring for them. On the other hand, it doesn’t mean retirees wish to return to the rat race full-time either. Instead, many of them are choosing to enter the freelance workforce. Freelancing is desirable since you are your own boss, but it can bring in much-needed additional cash if you haven’t saved up enough to get you through retirement in a manner you’ve become accustomed to during your corporate career days.

One quick fix for retirees who don’t have enough money is to apply for a reverse mortgage. If you’re 62 years of age, have owned your home for decades, and been paying on the mortgage every month without missing a single payment, you might be eligible for a cash payout that can potentially run in the hundreds of thousands. If approved, you can either take your proceeds in one lump sum payment or in equal monthly disbursements. What’s even better is you don’t need to pay the loan back until you either sell the house or you die.

Retirees from Florida to California are taking advantage of this financial program. If you wish to compare the rates of the best mortgage lenders, for instance, you can try a calculator, which offers side-by-side lender comparison, real-time interest rates along with expert recommendations. It’s a 100 percent free online service.

But while you investigate a reverse mortgage and the best interest rates for 2023, you can also investigate what kind of freelancing gig or gigs would suit not only your interest but also your bank account. According to a recent report, not all that long ago, it was the norm to hit age 65, quit your job, and retire to Florida.

Today, however, healthy people feel young despite their age. In turn, they find they either wish to continue to work, or in many cases need to work not necessarily for the money but for the challenge and to stay busy.

Freelance work is a terrific way to continue making money (who doesn’t like extra money?) and keep your mind and body engaged in something that interests you. If you’ve turned the corner on 60 and are considering freelance work during your retirement years, here’s what you need to be aware of beyond all others: In the digital age, you can work from anywhere, at any time.      

If you’ve spent most of your life working a traditional job inside an office cubicle, it only makes sense that you’ll desire a more flexible gig you can work from home or from a coffee shop, at your own leisure. Almost any freelance job, from influencing to writing, can be done from anywhere…anywhere in the world, that is, from Miami Beach to the beaches in Tel Aviv.

You can set your own hours and, at the same time, bring in some nice income. As for commuting? Forget about it. You can wake up, make the coffee, and work on your laptop in your kitchen in your pajamas. In fact, most freelancers get more done before the 9 AM hour than some traditional workers get done all day when “working for the man.”

Freelancing as a retiree can bring you cash and considerable self-satisfaction. With that clearly in mind, here are some things you need to be aware of about the “free” in “freelance.”

You can Work from Anywhere at Any Time

Says the recent report, if you’ve worked a traditional office job your entire adult life but want or even need to work during your retirement, there’s a decent probability you’ll be looking for a flexible role that will allow you to work where and when you want. Most freelance jobs offer this flexibility and can be accomplished anywhere you want.  

What does this mean in the short and long run? It means you can set your own hours and even travel while earning income. Or you can work from the comfort of your own home without wasting time and energy commuting twice daily.

Perhaps it’s your desire to spend more time with your grandchildren, or your spouse, or whatever you wish to do with your life. Maybe you’ve always dreamt about spending your retirement on a beach in Florida or on a boat, deep sea fishing. By being a freelancer, you will have the time to do it all since you won’t be locked inside an office. You can live both your life and your career simultaneously.

Try Out a New Passion or Career

It’s possible you’ve always fancied yourself a writer, but never had the guts to give it a shot as a profession. Or maybe you’ve always been into painting, but just on a hobby basis. Now, in retirement, you will have the opportunity to try these things out as a career. You will be earning money doing something you love instead of mundane tasks that drain the life out of you.

It’s important to take the time during the first few days of your official retirement to consider a new career path. Try and target that one thing you’ve always wanted to be and begin taking the steps to become that person. Your second career should precisely match your interests and desires.  

In the end, you can begin life again as a freelancer whether you need the extra cash or not. There’s a special power that comes with being a freelancer. That power translates into being in total control of your life and time. Remember, you can always make more money but never make more time for yourself, your travels, your family, or whatever you desire. Becoming a freelancer in retirement allows you to live your best life for the rest of your days.  



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